Creative Finance & Real Estate: Never Lose a Deal Podcast

Creative Finance & Real Estate: Never Lose a Deal Podcast

Lorillia Brown-Phillips is a Real estate financing consultant and host of Never Lose a Deal, where she helps investors structure smarter financing strategies so they can confidently close and scale their portfolios. The show is centered around helping serious investors leverage the right financing—traditional or creative—to close faster, scale smarter, and stay in control of every deal. This show will provide answers to questions like: What type of financing should I use if I want to expand my multi-family portfolio? How can I leverage SBA financing with my next Real Estate purchase? The difference in Traditional & Commercial Mortgage Financing? How do I underwrite my next deal so I can get better financing? What do lenders require for DSCR loans? How can I buy Real Estate beyond House hacking?
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Episode's summary

Learn how your credit score affects your mortgage payment and what it means for your real estate investing strategy. On this episode of the Never Lose a Deal podcast, host Lorillia Brown Phillips explains the mechanics behind credit scoring models. We analyze how these numbers influence your ability to secure funding and the overall cost of your mortgage payment. Understanding these financial metrics is essential for anyone involved in real estate investing. We break down the connection between borrower profiles and lending outcomes to help you navigate the lending landscape more effectively. Subscribe for weekly real estate and mortgage breakdowns, and let us know in the comments if you have a specific loan scenario you want us to cover. Learn more about how to struture your real estate deals http://www.neverloseadeal.com Got a loan scenario you want to discuss go to https://funds.neverloseadeal.com Learn more about the Podcast http://www.neverloseadealpodcast.com

Episodes

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Are You a Credit Invisible Borrower? What You Need to Know Before Applying for a Mortgage Ep.76

Learn how your credit score affects your mortgage payment and what it means for your real estate investing strategy. On this episode of the Never Lose a Deal podcast, host Lorillia Brown Phillips explains the mechanics behind credit scoring models. We analyze how these numbers influence your ability to secure funding and the overall cost of your mortgage payment. Understanding these financial metrics is essential for anyone involved in real estate investing. We break down the connection between borrower profiles and lending outcomes to help you navigate the lending landscape more effectively. Subscribe for weekly real estate and mortgage breakdowns, and let us know in the comments if you have a specific loan scenario you want us to cover. Learn more about how to struture your real estate deals http://www.neverloseadeal.com Got a loan scenario you want to discuss go to https://funds.neverloseadeal.com Learn more about the Podcast http://www.neverloseadealpodcast.com

20 Sep 2026
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Investing in Multifamily Real Estate in 2026 w/ Rod Khleif Ep.75

On this episode of the Never Lose a Deal podcast, host Lorillia Brown-Phillips is joined by real estate investor, author, and top industry podcaster Rod Khleif. With experience buying over 2,000 properties and founding 30+ businesses, Rod shares the raw truth about what it takes to navigate real estate market cycles, overcome devastating setbacks, and capitalize on today's massive market shifts. I n this episode, you'll learn: The 2008 Crash & Recovery: How Rod lost $50 million during the 2008 downturn, the expensive mistake of cross-collateralization, and how he rebuilt his real estate empire from the ground up. Mindset & Identity: Why success in real estate is 80–90% psychology and mindset, and why you should never let a temporary business setback define your personal identity. Navigating the 2026 Real Estate Market: How rising interest rates, shifting expense ratios (up to 60%), and heavy absorption impact apartment operators—and where smart money is finding distressed opportunities. T he Power of…

02 Sep 2026
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The Amex Limit Crisis. Is Your Credit Score Safe? Ep. 74

Are you seeing American Express card limits drop on your accounts? On this episode of the Never Lose a Deal podcast, we examine recent reports regarding American Express card limits. If you have noticed a sudden reduction in your available credit or received a notification about an account adjustment, this discussion is for you. We analyze the common factors that trigger an Amex credit limit decrease and help you understand if these policy changes are targeting specific spending habits or general risk management. Understanding how financial institutions manage exposure is vital for maintaining your personal credit health. We discuss the potential reasons behind these actions and whether you should be concerned about your standing with the issuer. By looking at current credit card policy changes, we aim to clarify the situation for cardholders who feel blindsided by these updates. Learn more about the Never Lose a Deal Podcast: ✅Learn more live Creative Finance & Deal Funding http://www.neverloseadeal.com…

24 Aug 2026
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Bad Mortgage Financing Decisions Today Will Cost You Big in 5 Years Ep. 73

Is your current funding choices setting you up for success or failure? In this episode of the Never Lose a Deal podcast, Lorillia Brown Phillips breaks down how business owners and investors can assess the viability of their financing options. If you are looking to protect your capital and ensure your portfolio remains stable over the next five to ten years, this conversation provides the necessary framework for your planning. We focus on the critical factors that separate sustainable investment portfolio strategy from risky ventures. By analyzing your long term investing approach now, you can avoid costly errors. Whether you are scaling a business or managing multiple properties, understanding the impact of your real estate financing selections is vital for your financial health. Learn more about the Never Lose a Deal Podcast: ✅Learn more live Creative Finance & Deal Funding http://www.neverloseadeal.com ✅Got a loan scenario you want to discuss go to https://funds.neverloseadeal.com ✅Learn more about the…

11 Aug 2026
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$10 Million SBA Loans Are Here | Do You Qualify? Ep. 72

Can your business qualify for the new $10 million SBA financing initiative? Lorillia Brown Phillips the host of the Never Lose a Deal podcast to clarify the details behind this new SBA financing opportunity. This episode is designed for entrepreneurs and business owners looking to understand if they are eligible for these specific capital programs and how to navigate the application landscape effectively. Beyond the primary SBA financing discussion, we break down essential funding strategies including 0% business credit, DSCR loans, and fix and flip loans. You will walk away with a clearer understanding of which financing options align with your current business goals and how to approach lenders with confidence. Learn more about the Never Lose a Deal Podcast: ✅Learn more live Creative Finance & Deal Funding http://www.neverloseadeal.com ✅Got a loan scenario you want to discuss go to https://funds.neverloseadeal.com ✅Learn more about the Podcast http://www.neverloseadealpodcast.com

28 Jul 2026